One of the most controversial areas of the financial technology (fintech) sector is buy-now-pay-later, or BNPL. Like traditional consumer financing schemes, BNPL allows a firms’ customers to buy goods without paying for them upfront; the company essentially lends them
Bishop Photography
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Average pension pot by age
We’re often told to save more for retirement, but have you ever stopped to think about how your pension pot compares to your peers?
Is your pension wealth keeping up with the Jones’s? How does your nest egg stack up
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What A Trump Presidency Means For Your Finances
Starting on January 20, 2025, Donald Trump is now the 47th President of the United States, this time with JD Vance as his Vice President. Let’s dive into what this new Trump presidency could mean for your finances.
The failed
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Should you invest in Netflix?
Shares in Netflix have soared to an all-time high after the company unveiled strong fourth-quarter results on 21 January. The share price opened almost 15% higher today (22 January), just shy of $1,000.
Investors have been buoyed by a sharp
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Herald shareholders vote down Saba proposals
Shareholders in the Herald Investment Trust (LON:HRIL) have voted against Saba Capital’s proposals to remove the trust’s current board.
A total of 26.4 million votes – 65% of total votes cast – were against Saba’s requisitioned resolutions, which
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HMRC vows to tackle overtaxed pension scandal
The misery of applying for pension tax refunds has been dragging on for a decade – but the end may be in sight after HMRC announced it will reform the system from April.
Thousands of retirees are overtaxed on their
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Global ETF assets under management surpass $15 trillion
The value of assets under management (AUM) by global exchange-traded funds (ETFs) has surpassed $15 trillion, according to research from ETF issuer HANetf.
Depending on how you measure it, there are two different stories to tell about the ETF market.
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Bought Stock On Margin At A 12.575% Interest Rate And Survived
If there’s one thing I don’t recommend, it’s buying stock on margin. Due to the volatility of stocks and high margin interest rates, borrowing money to buy stocks is a bad idea.
Conversely, I’m not opposed to buying a home